Frank West

Frank West

Frank West entered the insurance business in 1982 upon graduating from California State University Northridge.  Frank gained invaluable experience in the next eight years working with many insurance agencies such as Equitable Life, Transamerica Life, Anthem Blue Cross, and others.  In 1990 he became an independent insurance broker specializing in individual, family, and small business health, life, & dental insurance benefits.  Mr. West has been happily married for over 37 years, has two adult sons, and thoroughly enjoys the active lifestyle & sports offered in beautiful San Diego.

With over 30 years of extensive experience serving California families, individuals, and businesses our mission has always been to deliver the most competitive insurance quotes from all the major carriers while shopping for the highest quality benefits available. There are no broker fees therefore you can always expect the lowest prices offered from health and life insurance companies.  Our primary objective as an independent  insurance agency is to save you time and money by providing state of the art website tools, personalized services, and outstanding ongoing customer support.

Our experienced and friendly staff will provide you with expert assistance in selecting the best insurance plan in addition to making the application process quick and simple.  We provide insurance proposals and application assistance for the following plans:

  • Individual,Family, & Children’s Health Insurance
  • Group Health, Dental, & Life Insurance
  • Medicare Supplement, Medicare Part D Prescription Coverage, & Medicare Advantage Plans
  • Dental Insurance
  • Life Insurance
  • Disability Income Protection Insurance
  • Long Term Care Insurance
  • Travel Medical Insurance

Our full service insurance agency values and appreciates your business by working hard on your behalf in helping you save money on insurance costs in addition to shopping for the most competitive benefits .   We look forward to working for you and earning your trust.



“Thank you again for solving my insurance needs and helping me to lower my monthly costs on the new health coverage.  I saved some money and got better coverage based upon your recommendation”

Jack H.–Vista, Ca


“Your agency provided great service in reviewing my medicare needs this year. I feel that I got the best plan and prescription benefits thanks to you shopping the market for me.  Thanks for all your help.”

Emily S.–Carlsbad, Ca


“Frank West carefully and patiently reviewed my life insurance policies last year.  He recommended new term life coverage that saved me about 30% on the premium with more protection.  Mr. West’s agency provided expert assistance and great service.”

Craig B.–San Diego, Ca


“I was referred to Frank West over 5 years ago. My husband and I own a small business and were frustrated in trying to find the best group health plan .  Frank’s agency shopped the market and provided easy to understand quotes and benefit summaries.  The enrollment and follow-up was terrific.  His services and assistance have been great.”

Valerie — Poway, Ca


“Thank you Frank for your patience in reviewing the many health insurance options to find the best plan for my needs.  You probably saved me several hours in finding the right plan and applying.  I would be happy to refer you to my friends.”

John S.– Escondido, Ca


“Mr. West has provided excellent service since 1995.  When I have needed health or dental coverage he expedited the process and did a great job.”

Sam–El Cajon, Ca


“Thanks again for recently helping me with disability income coverage.  I appreciated your honesty and ethical customer service. I’ll be happy to refer your agency and recommend your services.”

George C.—San Clemente, Ca


“Frank, thank you for saving us about $150 a month on my health and dental coverage for our family.  You patiently reviewed our insurance options and shopped all the plans .  You earned our trust and business by working hard.”

Ted & Susan– La Mesa, Ca


“Your agency and website services were very helpful in selecting a health plan.  The application was easy to complete and I appreciated the follow-up .  I really want to thank you for answering all of my questions and always promptly returning my calls.”

Angela T.– Rancho Bernardo, Ca

Individual Health Insurance

Frank West Insurance Services | Individual Health Insurance, Family Health Insurance, HTH Travel Insurance, CA Medical Insurance, Affordable San Diego Health Insurance, Insurance Quotes, Whole & Term Life Insurance Policies, Medicare Supplement Insurance, Medigap Plans, San Diego Medical Insurance, Medical Coverage, Health Care Reform & Affordable Care Act Assistance, CA Health Insurance Exchange, Group Health Insurance, Business Health Plans, Health Care Insurance, Long Term Care, Group Health Insurance, Employee Benefits, Dental Insurance, Disability Insurance, San Diego Life Insurance, Anthem Blue Cross, Aetna, Blue Shield of CA, Cigna, Health Net, Kaiser Permanente, San Diego, Coronado, La Jolla, Pacific Beach, Rancho Penasquitos, Poway, Rancho Bernardo, Oceanside, Solano Beach, Pacific Beach, Cardiff-by-the-Sea, Encinitas, Carlsbad, Carmel Valley, Del Mar, Olivenhain, Rancho Santa Fe, Aviara, Lakeside, San Diego County CA, Southern California | 309 Miami Trail, Oxford OH 45056 | (858) 484-1894